--- json_ld: {"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.divosa.nl\/#organization","name":"Divosa","url":"https:\/\/www.divosa.nl","logo":"https:\/\/www.divosa.nl\/themes\/cinnamon\/assets\/images\/svg-files\/logo.svg","email":"info@divosa.nl","telephone":"+31-30-233-2337","address":[{"@type":"PostalAddress","streetAddress":"Aidadreef 8","postalCode":"3561 GE","addressLocality":"Utrecht","addressCountry":"NL"},{"@type":"PostalAddress","postOfficeBoxNumber":"9563","postalCode":"3506 GN","addressLocality":"Utrecht","addressCountry":"NL"}],"location":{"@type":"Place","name":"Forum II","description":"Kantoorgebouw Forum II (naast station Utrecht Overvecht), tweede etage.","address":{"@type":"PostalAddress","streetAddress":"Aidadreef 8","postalCode":"3561 GE","addressLocality":"Utrecht","addressCountry":"NL"}},"contactPoint":[{"@type":"ContactPoint","contactType":"customer service","telephone":"+31-30-233-2337","email":"info@divosa.nl","availableLanguage":"nl"},{"@type":"ContactPoint","contactType":"press","name":"Chrisje Meima","description":"Manager Communicatie","telephone":"+31-6-20420473","email":"cmeima@divosa.nl","availableLanguage":"nl"}],"sameAs":["https:\/\/www.linkedin.com\/company\/divosa"]},{"@type":"Organization","@id":"https:\/\/www.cinnamon.nl\/#organization","name":"Cinnamon Interactive","alternateName":"Cinnamon","url":"https:\/\/www.cinnamon.nl","email":"info@cinnamon.nl","telephone":"+31582163054","foundingDate":"1998","numberOfEmployees":{"@type":"QuantitativeValue","value":8},"address":{"@type":"PostalAddress","streetAddress":"Zuiderplein 15","postalCode":"8911AM","addressLocality":"Leeuwarden","addressRegion":"Friesland","addressCountry":"NL"},"areaServed":{"@type":"Country","name":"Nederland"},"contactPoint":{"@type":"ContactPoint","contactType":"customer service","email":"info@cinnamon.nl","telephone":"+31582163054","availableLanguage":["nl","en"]},"knowsAbout":["Drupal","Webdesign","Digitale toegankelijkheid","WCAG","Contentmanagementsystemen","Webhosting","Websecurity","Informatiearchitectuur","Conversieoptimalisatie","Webstatistieken","Maatwerksoftware"],"sameAs":["https:\/\/www.linkedin.com\/company\/cinnamon-interactive\/","https:\/\/www.instagram.com\/cinnamon_interactive\/","https:\/\/www.facebook.com\/cinnamonNL"]},{"@type":"WebSite","@id":"https:\/\/www.divosa.nl\/#website","name":"Divosa","url":"https:\/\/www.divosa.nl","inLanguage":"nl-NL","publisher":{"@type":"Organization","@id":"https:\/\/www.divosa.nl\/#organization"},"creator":{"@type":"Organization","@id":"https:\/\/www.cinnamon.nl\/#organization"}},{"@type":"Article","@id":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden\/documenten#article","headline":"Gemeentelijke aanpak in de praktijk","url":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden\/documenten","mainEntityOfPage":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden\/documenten","image":"https:\/\/www.divosa.nl\/sites\/default\/files\/2026-04\/vrouw-aan-de-telefoon.jpg","datePublished":"2026-10-15T14:00:00+02:00","dateModified":"2026-10-15T09:48:26+02:00","inLanguage":"nl","isPartOf":{"@type":"WebSite","@id":"https:\/\/www.divosa.nl\/#website"},"publisher":{"@type":"Organization","@id":"https:\/\/www.divosa.nl\/#organization"}},{"@type":"BreadcrumbList","@id":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden\/documenten.md#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.divosa.nl\/"},{"@type":"ListItem","position":2,"name":"Projecten","item":"https:\/\/www.divosa.nl\/projecten"},{"@type":"ListItem","position":3,"name":"Monitor Vroegsignalering Schulden","item":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden"},{"@type":"ListItem","position":4,"name":"Documenten.md","item":"https:\/\/www.divosa.nl\/projecten\/monitor-vroegsignalering-schulden\/documenten.md"}]}]} --- # Gemeentelijke aanpak in de praktijk Laatste update: 15 oktober 2026 Aangemaakt op: 24 mei 2023 Bijgewerkt op: 15 oktober 2026 ## [Gemeentelijke aanpak vroegsignalering 2026](https://www.divosa.nl/sites/default/files/2026-09/Gemeentelijke-aanpak-vroegsignalering-2026_Divosa.pdf) Het aantal gemeenten dat een callcenter inzet voor vroegsignalering van schulden is in drie jaar tijd vervijftienvoudigd. In 2023 deed slechts 1 procent van de gemeenten dit, inmiddels is dat 15 procent. Gemeenten zoeken naar nieuwe manieren om meer inwoners met betalingsachterstanden persoonlijk te bereiken. ![willeke_sluiter_consulent-3054.jpg](https://www.divosa.nl/sites/default/files/styles/layout_reference_1col_desktop/public/2024-07/willeke_sluiter_consulent-3054.jpg?h=9954d1b1&itok=fdAYy3P-) ## Alle rapporten en verslagen - [Gemeentelijke aanpak vroegsignalering 2026](https://www.divosa.nl/sites/default/files/2026-09/Gemeentelijke-aanpak-vroegsignalering-2026_Divosa.pdf) (Divosa • september 2026) - [Gemeentelijke vroegsignaleringsaanpak onder de loep 2025](https://www.divosa.nl/publicaties/gemeentelijke-vroegsignaleringsaanpak-onder-de-loep-2025) (Divosa • september 2025) - [De vroegsignaleringsaanpak van gemeenten onder de loep • 'Kunnen we je helpen?' (Divosa • oktober 2024)](https://www.divosa.nl/publicaties/de-vroegsignaleringsaanpak-van-gemeenten-onder-de-loep-kunnen-we-je-helpen) - [Signaalreis vroegsignalering • Uitwisseling van de werkwijzen van gemeenten en vastelastenpartners ](https://www.divosa.nl/sites/default/files/2024-07/Signaalreis%20vroegsignalering%20•%20Uitwisseling%20van%20de%20werkwijzen%20van%20gemeenten%20en%20vastelastenpartners.pdf)(Divosa • juli 2024) - [Ontwikkelingen in de vroegsignalering](https://www.divosa.nl/publicaties/ontwikkelingen-de-vroegsignalering) \| 2023 (Divosa • november 2023) ## Wijzigingen op deze pagina - 24 mei 2023 - Artikel aangemaakt